Home / VA Loan Programs / Purchase
VA Purchase Loan
Moving up, relocating on orders or buying again. Use your VA benefit on your next primary residence, with terms built for those who served.
One benefit, ready for every move.
The VA purchase loan isn’t only for first homes. Whether you’re upgrading, downsizing, or moving your family after a PCS, you can use your entitlement to buy a primary residence. Lance helps you understand how much entitlement you have available, what you can afford and how to write a strong offer.
Why buy with a VA loan
Little or no money down
Eligible borrowers with full entitlement can often buy with no down payment, up to the home’s appraised value.
No monthly mortgage insurance
Skip the monthly PMI that many other loans require, and keep more of your payment working for you.
Use it more than once
Your VA benefit isn’t one and done. Remaining or restored entitlement can often be used again on a future purchase.
Protected by VA appraisal
A VA appraisal confirms value and checks that the home meets minimum property requirements before you close.
How it works
Review your entitlement
We confirm your Certificate of Eligibility and the entitlement you have available.
Get pre-approved
A clear budget and a pre-approval letter that sellers take seriously.
Find and secure your home
Make your offer, then move through the VA appraisal and underwriting.
Close with confidence
Lance keeps you informed until you have the keys in hand.
Good to know: a one-time VA funding fee generally applies and may be financed into the loan. Veterans who receive VA disability compensation, and certain others, are exempt.
Start your VA home financing journey today.
Serving ALL of Florida and Utah.